Auto Enrolment and Pension Reforms

  • Contact us for a no obligation review


Helping to lighten the load on your Auto Enrolment Responsibilities

We appreciate that there can be a lot of pressure on businesses to comply with the government directive, but CHN Financial Consultancy are here to help lighten the load and take some of the burden away from your business!


Auto Enrolment and Pension Reforms

The National Employment Savings Trust (NEST) is a government backed initiative created to address the issues facing UK pension savings.


Why are they being introduced?

It has long been recognised that most people are not saving enough for retirement and, as a result may not be able to afford to live comfortably in their retirement on just the state pension.

» Read More

As people are also living longer, there is increasing strain on the State benefits system, so private pension provision is becoming increasingly important.

» Show Less

magnifying glass

What are the reforms?

To address this, NEST has made several changes, including new employer duties for pensions. From October 2012, employers have been required by law to:

» Read More

  • Automatically enrol all their eligible employees not already in a good-quality pension scheme into a Qualifying Workplace Pension Scheme (QWPS) within one month of becoming eligible.
  • Pay pension contributions for every employee who does not opt out of the QWPS.
  • Every employee aged between 22 and the state retirement age must be enrolled into a work place pension, provided their income exceeds £10,000 a year.

For many smaller employers, this could mean having to use NEST for their employee benefits.

However, there are still a number of valid reasons why companies might look at using alternative private sector schemes. CHN are ideally placed to search the whole marketplace and come up with a solution that meets your Auto-enrolment needs.

» Show Less


To discuss this in further detail please fill out our online enquiry form and we will be in touch. Alternatively, call us on 0113 3878240 to arrange a no-obligation appointment.

Contact Us

“Clayton Holmes Naisbitt have always put our interests first by giving both of us sound, clear advice with no obligation to buy into services they recommend. All our questions are answered with clarity which is important in the financial world where attention to detail is vital. We would not hesitate to recommend them to anyone looking for sound financial advice.”

– Stasha & Peter

“Following the sudden death of my husband, Lee provided an exemplary service by managing my finances throughout that very difficult time. He has subsequently provided me with excellent advice on investments, explaining them to me in a simplified easy to understand way. I will gladly recommend him to friends, family and colleagues.”

– Nick Fozzard

“Just want to say how grateful we are (to Daniel Lees) for the help and advice you’ve given us over the past few months and for helping us to get our mortgage application through and approved; it’s been a massive help to us as first time buyers to have been able to rely on your knowledge and expertise and have been really pleased with the service we’ve received.”

– Michael & Sophie

Clayton Holmes Naisbitt