What is an ISA?

ISAs (Individual Savings Accounts) are tax efficient investments available to UK resident individuals.

Now is the ideal time to review your finances, and as your local financial advisory company we can help you make the best use of your allowances.

From 1 July 2014 you can now contribute £15,000 into your stocks and shares ISA each tax year and enjoy the potential for tax-efficient gains on any income or capital growth.

You can make regular or one-off payments and get access to your investment at any time.

Why invest in your stocks and shares ISA now?

Current low interest rates combined with inflation means there’s a risk in real terms that any cash you might hold in the bank falls in value over time. So you might want to consider if keeping it there will get you the best return on your investment in the long term.

With a stocks and shares ISA you can look beyond cash investment to a wide range of funds. We can help you to choose the funds to suit your investment goals and how much risk you’re comfortable taking with your money

If you already have a stocks and shares ISA it is also possible to ‘top up’ to the maximum payment of £15,000 this tax year.

Remember, unlike a bank account, the value of investments can go down as well as up, so you might get back less than you paid in.

Make the most of tax efficiencies

Get your money working as hard as possible for you – in time for the tax year end and throughout the coming year.

Speak to one of our advisers here at Clayton Holmes Naisbitt to arrange a FREE consultation or simply complete your details on the enquiry form.

Clayton Holmes Naisbitt