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Personal Services

At CHN Financial Consultancy, we are with you throughout your life’s journey, consistently adapting our services to suit your ever-changing circumstances and needs.

Taking care of your personal finances

Taking care of your personal finances

Staying in touch with the wealth and diversity of financial planning options on the market isn't always easy.

As Independent Financial Consultants, we keep our clients up to date with this evolving market on their behalf. We make sure that, as our client, you receive financial planning advice that equips you to make informed decisions to improve your financial situation.

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Personal services and advice for you

Retirement Planning

Helping you plan for retirement.

Mortgages

Making mortgages straightforward.

Tax & Estate Planning

Specialist advice on planning for your family’s future.

Personal Protection

Protecting you and your family’s future.

Investments

Making your investments work for you.

Wills

Guiding you through creating and managing a Will.

About CHN and our approach

Our Consultants take a personal approach to wealth management. We get to know you, your financial circumstances and your attitude to risk. Only then will we develop a financial plan which focuses on your short and long-term wealth management objectives.

Face-to-face meetings and phone calls are at the heart of your relationship with us. Developing a financial plan that aims to help you reach your goals involves us really getting to know your requirements through preparation, strategic planning and research.

About CHN and our approach

Latest news & insight

This is a government that wants what’s best for Scotland

Market Commentary

This is a government that wants what’s best for Scotland

On 13 January, Scottish Finance Secretary Shona Robison delivered her draft Budget, outlining key tax and spending plans for the forthcoming financial year, running from 1 April 2026 to 31 March 2027. The Scottish government usually announces its Budget in December but due to the late timing of Rachel Reeves’ Budget on 26 November, decided […]

We still think rates are on a gradual path downward

Market Commentary

We still think rates are on a gradual path downward

During the Monetary Policy Committee’s (MPC’s) final meeting of 2025 on 18 December, the members voted to reduce Bank Rate to 3.75%, though it was a close call. Five of the nine members voted to reduce the rate, while four wished to retain it at 4%. The reduction was widely expected following inflation data which […]

We are determined to defy forecasts on growth

Market Commentary

We are determined to defy forecasts on growth

The latest figures from the Office for National Statistics (ONS) show that the UK economy shrank in October, contrary to expectations. Economists had anticipated that UK GDP would grow by 0.1% in the three months to October, but the data shows it contracted by 0.1%. The slowdown in GDP growth was partly driven by a […]

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