Personal Protection
In truth, nobody really wants to think about getting sick or leaving their loved ones behind, but life is full of unexpected events and situations. We truly believe that protecting your family is one of the most important financial decisions you can make.
What is personal protection and how does it work?
It means your family could get a lump sum if you die or become seriously ill, or you could receive an income if you are unable to work because of an illness or injury. This could help to maintain your regular standard of living and make sure that your children could have all the opportunities you’d always wanted them to have, such as going to university, or buying their first property.
People naturally tend to insure their assets such as their home or car, but often fail to protect their most valuable assets, their income and their lives.
Our Personal Protection Services
Personal protection services are vitally important, but we understand that you may not require all services and we're here to guide you through the process.
Life Insurance
Many people don’t like to think about this type of insurance, as it means thinking about the inevitable and a lot of the time it sounds more complicated than it really is.
Critical Illness Cover
It's designed to help support you and your family financially while you deal with your diagnosis – so you can focus on your recovery without worrying how the bills will be paid.
Income protection
People often think about taking out Income Protection Insurance when they’re self-employed and don’t receive sickness pay, or rely on their health to make a living.
Personal Accident and Sickness Protection (ASU)
Mortgage Payment Protection (MPPI)
Private Medical Insurance (PMI)
Long Term Care Insurance (LTCI)
What we do for you
We search the whole of marketplace to make sure you get the deal that’s right for you.
Our Consultants have the advantage of being truly independent, and make their recommendations based on your best interests and objectives.
Hear what our customers say
Personal services and advice for you
Helping you plan for retirement.
Making mortgages straightforward.
Specialist advice on planning for your family’s future.
Protecting you and your family’s future.
Making your investments work for you.
Guiding you through creating and managing a Will.
Related news & insight
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“The Chancellor must use the upcoming Budget to tackle rising prices head on”The latest inflation figures from the Office for National Statistics (ONS) show that the UK Consumer Prices Index (CPI) rose by 3.8% in the 12 months to September, a lower figure than a Reuters poll of economists had expected (4%) and unchanged from August and July. Prices are still rising compared with a year ago, […]
Market Commentary
“We will continue to prioritise economic and fiscal stability”Latest data from the Office for National Statistics (ONS) indicates that the economy experienced a slight expansion of 0.1% in August. In the three months to August, GDP increased by 0.3% – this is a slight improvement on the three months to July, which saw expansion of 0.2%. The services sector was the main driver […]
Market Commentary
“A relatively lower mortgage rate environment and steady wage growth have helped support buyer confidence”The latest data from Halifax shows that house prices decreased by 0.3% month-on-month in September, following an increase of 0.2% in August. Meanwhile, the annual growth rate eased from 2.0% to 1.3%, the slowest rate since April 2024. The average property is currently priced at £298,184. Regionally, Northern Ireland continues to see the fastest rate […]